How easy do you find it now to find quality dedicated co-founders OR employees with minimal funds?

You obviously can't attract talent if you offer them less than the competition.

So you have to offer them a deal that's so good they'd have to be crazy to turn it down. If you can't offer money, you have to offer them creative control, lots of stock, and a real say in the decision making process. That's the kind of freedom and influence they can never have at bigcorp.

Good people have plenty of alternatives. They can make 200k a year at bigcorp so you have to offer them something they care about more than salary. You have to turn your dream into a shared dream. A shared vision of what could be.

OP here. Some great points.

How would you not deliver? I mean, if you agreed and signed agreements, the only thing you're waiting for is for them to deliver, right?

Not everybody wants the same thing. When interviewing anyone, find out what they want. Find out what they're goals are, or what interests them about their current job, and what motivates them. Then decide if you can offer those things without putting your business at risk. If you can, be sure to frame it in terms of the things they've said they want.

Most of this comes from my cofounder, who recruited for a fraternity when he was in college. I was in band. Our recruiting technique was simply, "we're just as horny and lonely as you."