My credit is wrecked, partly because of a bad divorce, partly because I need someone who can pay bills for me. I don’t owe money, I’m just always late, and have stupid things like $5 from a storage fee. Because I have never purchased anything that’s over 10k, I never had a need for credit. I paid for school myself, got plenty of scholarships and even muscled my way to pay over 100k for a masters executive program in Europe.
I’m great at what I do, have a wonderful reputation and a great network, so workwise I’ve been quite succesful and recognized for it. Now I have several people interested in a potential start up and frankly I’m terrified they’ll find out my credit is so bad. I’m on the way to cleaning it up, but it will take a long time. Advice? Do investors look into your credit as part of their due diligence? I’ll be so mortified.